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Income in Retirement

If you're approaching retirement, capturing a regular income while maintaining the value of your capital could be a key focus. Picture your perfect retirement.

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April 2015 marks the start of a brave new world for pensions. It’s a particularly apposite cliché, on reflection.

Newness – in the shape of Chancellor George Osborne’s announcements in the 2014 Budget and subsequently – shines from almost every aspect of the way people are able to access, use and pass on their pension pots from now on. But this is uncharted territory. Retirees are being called upon to take much greater responsibility for the funding of their later life, and to make decisions they would in most cases never have faced with the old regime – and for many people that will involve a good dollop of bravery.

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